Liquid

The universal retail payment platform of Australia, fuelled by refunds. A winner conceptualization in an innovation sprint.

Simple return policy

Simplify return policies with one universal policy offline and online

Instant, flexible credit

Flexibly use credits at liquid partners without the fear of being “locked in”

Convenient returns

Fast, hassle free returns and refunds at convenient location

Redesign the way returns work in Australia

No more hassle with returns. Network of refund counters across key locations provide hassle-free refund experiences with no question asked and Liquid credit instantly refund in the consumer account. 

Effortless payments across and digital wallet

Track liquid credit balance, transactions and return history via a simple digital wallet app.

Tap and go payment via the liquid app, you will use it as any other credit card in your wallet. 

Find discounts and rewards in the Liquid network

Variable rewards on refunds into and payments using liquid credit at Liquid retail partners, that the consumer can transfer to other users or cash out. 

Redefining the returns user journey in the Australian market.

Simple returns. Flexible spending. Increased confidence.

Universal 30 day returns policy and flexible credits, giving more confidence to spend with your favourite brands.

+20

Consumer Interviews

+18,000

Consumers reached for MVT

8

Retailers interviews

A system that also benefits the reatailers

Liquid generates a better than cash, closed loop payment system that’s fueled by refunds

Gives the customers the flexibility of a cash return, with the confidence it’s returned to a contained payment pool retailers can re-target

Recapture returns

Easily retarget customer after a refund, regardless if they are part of your loyalty programme

Target new customers

Access to a pool of engaged customers with pre-allocated retail spend

Reduce purchase barriers

Reduce the barrier to purchase by converting return policies into a recognisable selling point

Understand consumers

Advanced analytics to understand the consumer’s behavior about returns in your brand and the competence